Liquid is a fintech solution that allows users to convert fully paid transactions from debit cards and UPI into customizable installment plans, enhancing cash flow management. By providing immediate liquidity without hidden fees, Liquid empowers users to tailor repayment schedules to their financial needs.
Funding
Funding not disclosed
Founders
Product
Problem
Many individuals face challenges managing their cash flow when unexpected or large expenses arise, especially when using debit cards or UPI for transactions that are immediately debited from their accounts. Traditional payment methods lack the flexibility to convert past purchases into manageable installment plans, potentially leading to financial strain.
Solution
Liquid is a fintech platform that enables users to convert fully paid transactions made via debit cards or UPI into customizable installment plans. By connecting to users' bank accounts, Liquid allows them to select eligible transactions and transform them into structured repayment schedules tailored to their financial needs. This provides immediate liquidity and enhanced cash flow management without incurring hidden fees or extra charges. Users gain control over their finances by choosing how and when they pay back, ensuring flexibility and transparency in managing their debts.
Target Audience
Liquid primarily targets individuals who use debit cards and UPI for their transactions and seek greater flexibility in managing their cash flow and repaying larger expenses.
Features
- Secure bank account connectivity through an encrypted platform
- Instant conversion of past debit card and UPI transactions into installments
- Customizable repayment plans to suit individual financial needs
- Transparent fee structure with no hidden charges
- User-friendly interface for browsing transactions and selecting those to convert