Hearth
Hearth provides an all-in-one sales and financial technology platform for home improvement contractors, combining digital quoting, contracts, invoicing, payments, and customer financing in a single app. The platform connects contractors with 18+ lending partners offering loans up to $250,000 with FICO scores as low as 550, and includes Harper, an AI assistant that answers calls and follows up on leads.
- Financial Technology
- Sales Technology
- Software Only
- Artificial Intelligence
- AI Agents
- Construction Technology
- Enterprise Software
Funding
Raised to date
$23MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
+1Founders
Founder details are not available yet.
Product
Problem
Home improvement contractors often manage quotes, contracts, payments, and financing using separate, manual processes or disparate software, leading to lost time, delayed cash flow, and missed sales opportunities. Contractors also struggle to offer competitive financing options to homeowners, which can hinder closing rates and limit project sizes.
Solution
Hearth offers an integrated SaaS platform that combines digital quoting, contract generation, invoicing, payment collection, and access to a financing marketplace. Contractors can create and send professional estimates from any device, embed financing options that let customers pre-qualify instantly, and convert approved quotes into e-signed contracts. The platform automates invoice delivery and follow-up reminders, supports ACH, credit, and debit card payments, and syncs transaction data with QuickBooks. With over 25,000 pros relying on the platform and more than $700M in jobs funded, Hearth helps contractors close more jobs faster, increase average project size, and improve cash flow without needing multiple tools or extensive administrative effort.
Target Audience
Hearth serves independent home-improvement contractors and small to mid-size firms—including roofing, HVAC, plumbing, landscaping, siding, fencing, pool and spa, flooring, and remodeling businesses—that need a unified sales, financing, and payment solution.
Features
- Mobile-ready digital quoting with pre-saved line items, auto-saved drafts, and instant financing calculators
- Customizable contract templates with electronic signature capture, supporting up to 20 saved templates and line-item initials
- Automated invoicing with 7/3/1-day payment reminders and integration to QuickBooks Online
- Hearth Pay processing (ACH, credit, debit) with 3% card fee or $5 ACH fee
- Direct-lending financing marketplace with 18+ lending partners, loans up to $250,000, FICO scores as low as 550, and no dealer fees
- Harper AI assistant that answers calls 24/7, texts leads back, follows up on estimates, and creates social media posts
- Lead capture and marketing tools (digital banners, flyers, brochures, QR-code links, email templates, social media tools)
- Multi-user plans supporting up to 10 team members and multiple business locations
- Client management and scheduling tools for job tracking