Fractal Payments is a payments automation platform that enables web3 businesses to programmatically transfer stablecoins across multiple blockchains using a simple API. The platform addresses the complexities of global payments by providing automated compliance, real-time transaction monitoring, and low-cost currency conversions.
Funding
Funding not disclosed
Founders
Product
Problem
Web3 businesses face complexities in managing global payments, including navigating compliance requirements, monitoring transactions in real-time, and minimizing currency conversion costs across multiple blockchains. Existing solutions often lack the automation and seamless integration needed for efficient stablecoin transfers.
Solution
Fractal Payments offers a payments automation platform that simplifies stablecoin transfers across multiple blockchains through a unified API. The platform automates compliance procedures, provides real-time transaction monitoring, and facilitates low-cost currency conversions. By abstracting away the complexities of cross-chain payments, Fractal Payments enables businesses to programmatically manage global transactions with greater efficiency and reduced operational overhead. The platform supports a wide range of currencies and stablecoins, including USDC, USDT, and EURC, and facilitates bridging and swapping across networks like Ethereum, Tron, and Solana.
Target Audience
The primary target audience includes Web3 businesses and financial institutions that require automated, compliant, and cost-effective solutions for managing global stablecoin payments.
Features
- API for programmatically initiating and managing stablecoin payments
- Automated KYC, AML screening, and regulatory reporting across multiple jurisdictions
- Real-time transaction monitoring and risk assessment
- Support for cross-chain transfers between EVM, Tron, and Solana networks
- Instant stablecoin conversions with fees starting from 0.05%
- Integration with fiat on/off ramps for seamless conversion between crypto and fiat currencies
- Services for crypto-to-fiat payments, invoicing, bill payments, and accounting integrations
- EU-regulated service with bank-level encryption and fraud detection