EarlyBird is a mobile app that lets parents open a tax‑advantaged UGMA custodial investment account for their child with as little as $5 per month, providing expert‑crafted, automated portfolios and unlimited free transactions. The app also serves as a private digital time‑capsule, allowing families to store unlimited photos, videos, and messages while inviting unlimited relatives to view milestones and contribute cash gifts directly to the investment account.
Funding
$4.5M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
1OIFounders
Product
Problem
Parents often struggle to simultaneously preserve their child's memories and start a tax‑advantaged investment fund for the child's future, especially when they want contributions from extended family and a simple, low‑cost way to manage both.
Solution
EarlyBird offers a mobile app that combines a custodial UGMA investment account with a digital time‑capsule. Parents can open an account with as little as $5 per month, receive expert‑crafted portfolios, and automate contributions. The app lets families add photos, videos, and messages to a child’s timeline, and invites unlimited relatives and friends to view, celebrate milestones, and contribute cash gifts directly to the investment account. All data are encrypted, and the platform handles tax‑smart investing, automatic transaction processing, and seamless transfer of the account to the child at adulthood.
Target Audience
Primary users are parents and guardians of young children who want to build a financial nest egg while preserving family memories, as well as extended family members who wish to contribute to the child’s future.
Features
- UGMA custodial account with tax‑advantaged growth and parent‑controlled access until the child turns 18‑21
- Expert‑designed, automated investment portfolios with unlimited free transactions
- Unlimited digital memory storage (photos, videos, messages) in a private time capsule
- Invite unlimited family and friends to view memories and contribute cash gifts
- Cash‑back rewards for celebrating milestones and contributions
- Simple subscription pricing with a 7‑day free trial and optional premium tier
- Secure encryption and data protection for all stored media and financial information