Balance

About Balance

Balance is a digital payments platform that streamlines B2B transactions by offering features such as instant credit decisioning, flexible payment terms, and automated accounts receivable management. This solution reduces processing costs and enhances the purchasing experience for both buyers and vendors across the supply chain.

```xml <problem> B2B transactions often involve complex processes, high processing costs, and delayed payments due to manual invoicing, credit checks, and reconciliation. Traditional payment methods lack the flexibility and automation needed to streamline purchasing and accounts receivable management for businesses. </problem> <solution> Balance offers a digital payment platform designed to simplify and automate B2B transactions. The platform provides instant credit decisioning, flexible payment terms (including net terms financing), and automated accounts receivable management. Balance enables businesses to accept various payment methods, including bank payments and credit cards, through a B2B checkout or APIs. The system automates buyer underwriting, offers customizable front-end experiences, and facilitates dynamic invoice adjustments, refunds, and multi-vendor transactions. </solution> <features> - Instant credit decisioning with automated buyer underwriting - Flexible payment terms, including 30, 45, 60, or 90-day net terms financing - B2B checkout and APIs for seamless integration into existing systems - Automated accounts receivable management with simplified cash application - Support for various payment methods, including wire transfers, credit cards (L2/L3 processing), and bank payments - Dynamic invoice adjustments, refund processing, and credit notes - Multi-vendor transaction support with split payouts - White-labeled front-end experience for customizable branding </features> <target_audience> Balance primarily targets B2B trade platforms, distributors, brands, e-commerce managers, finance teams, and technology teams seeking to streamline payment processes, reduce costs, and improve buyer experience. </target_audience> <revenue_model> Balance generates revenue through transaction fees, financing fees for net terms, and subscription fees for access to the platform's features and APIs. </revenue_model> ```

What does Balance do?

Balance is a digital payments platform that streamlines B2B transactions by offering features such as instant credit decisioning, flexible payment terms, and automated accounts receivable management. This solution reduces processing costs and enhances the purchasing experience for both buyers and vendors across the supply chain.

Where is Balance located?

Balance is based in Tel Aviv, Israel.

When was Balance founded?

Balance was founded in 2020.

How much funding has Balance raised?

Balance has raised 436650000.

Location
Tel Aviv, Israel
Founded
2020
Funding
436650000
Employees
120 employees
Major Investors
Viola Credit

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Balance

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Executive Summary

Balance is a digital payments platform that streamlines B2B transactions by offering features such as instant credit decisioning, flexible payment terms, and automated accounts receivable management. This solution reduces processing costs and enhances the purchasing experience for both buyers and vendors across the supply chain.

getbalance.com7K+
cb
Crunchbase
Founded 2020Tel Aviv, Israel

Funding

$

Estimated Funding

$200M+

Major Investors

Viola Credit

Team (100+)

No team information available.

Company Description

Problem

B2B transactions often involve complex processes, high processing costs, and delayed payments due to manual invoicing, credit checks, and reconciliation. Traditional payment methods lack the flexibility and automation needed to streamline purchasing and accounts receivable management for businesses.

Solution

Balance offers a digital payment platform designed to simplify and automate B2B transactions. The platform provides instant credit decisioning, flexible payment terms (including net terms financing), and automated accounts receivable management. Balance enables businesses to accept various payment methods, including bank payments and credit cards, through a B2B checkout or APIs. The system automates buyer underwriting, offers customizable front-end experiences, and facilitates dynamic invoice adjustments, refunds, and multi-vendor transactions.

Features

Instant credit decisioning with automated buyer underwriting

Flexible payment terms, including 30, 45, 60, or 90-day net terms financing

B2B checkout and APIs for seamless integration into existing systems

Automated accounts receivable management with simplified cash application

Support for various payment methods, including wire transfers, credit cards (L2/L3 processing), and bank payments

Dynamic invoice adjustments, refund processing, and credit notes

Multi-vendor transaction support with split payouts

White-labeled front-end experience for customizable branding

Target Audience

Balance primarily targets B2B trade platforms, distributors, brands, e-commerce managers, finance teams, and technology teams seeking to streamline payment processes, reduce costs, and improve buyer experience.

Revenue Model

Balance generates revenue through transaction fees, financing fees for net terms, and subscription fees for access to the platform's features and APIs.

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