Manza
Manza provides an all-in-one business finance platform for African SMEs and entrepreneurs, combining business accounts, invoicing, bookkeeping, and spend management in a single app. The platform eliminates branch visits, paperwork, and hidden fees while offering physical and virtual cards with instant controls. Built with bank-grade security, Manza integrates with accounting, payroll, and CRM tools to streamline financial operations.
- Financial Technology
- Software Only
Funding
Founders
Product
Problem
African founders and SMEs often struggle to manage their business finances efficiently, juggling multiple tools for banking, invoicing, bookkeeping, and expense tracking. Traditional banking requires branch visits, paperwork, and hidden fees, while fragmented financial tools waste time and energy that entrepreneurs need for growing their businesses.
Solution
Manza provides an all-in-one business finance platform that consolidates payments, invoicing, and financial tracking into a single application. The platform offers a business account with no monthly fees, built-in online invoicing, automated bookkeeping and cash flow management, and spend management tools. Users can create physical and virtual cards in one click for team members, with instant freeze, custom limits, and real-time notifications. Manza also integrates with popular accounting, payroll, CRM, and lending tools, and provides an API for developers to build custom financial workflows.
Target Audience
Primary customers are African founders, tech entrepreneurs, and SMEs who need a streamlined, digital-first solution for managing business accounts, payments, invoicing, and expenses without traditional banking friction.
Features
- All-in-one business account with no monthly fees and no hidden costs
- Built-in online invoicing with automated bookkeeping and cash flow tracking
- Physical and virtual Idube cards issued on the Mastercard network, with instant freeze, custom limits, and real-time notifications
- Spend management tools that automate expense tracking and control team card usage
- Integrations with accounting, payroll, CRM, and lending platforms
- Bank-grade security and full regulatory compliance, with accounts and cards provided through licensed financial partners
- Manza API for developers to integrate financial services into their own applications