Gather is a personal finance application that aggregates all user accounts, including banking, property equity, and investment portfolios, into a single dashboard. It provides tools for budgeting, bill prediction, and transaction categorization to simplify money management. The platform aims to increase user financial confidence and control through comprehensive, real-time financial observation.
Funding
Funding not disclosed
Founders
Product
Problem
Individuals often struggle to gain a comprehensive understanding of their financial standing due to fragmented account information and a lack of clear insights into spending patterns, asset growth, and investment performance. This opacity hinders effective financial planning and wealth accumulation.
Solution
Gather provides a unified personal finance platform that aggregates all financial accounts into a single, intuitive dashboard. The platform offers detailed analytics on spending habits, property equity, and investment portfolios, enabling users to make informed financial decisions. It also identifies potential tax deductions and monitors account activity for security and optimization purposes. By consolidating financial data and providing actionable insights, Gather empowers users to track their wealth, manage their finances more effectively, and reduce financial anxiety.
Target Audience
The primary users are individuals seeking a consolidated view of their financial assets and liabilities to improve financial management, investment tracking, and tax optimization.
Features
- Aggregation of diverse financial accounts, including stocks, crypto, and property with linked loans, into a singular view.
- Automated transaction categorization and tagging with user-defined rules for enhanced financial tracking.
- Real-time portfolio value updates during market hours for stocks and cryptocurrencies.
- Property equity monitoring through the addition of home or investment properties and associated loan data.
- Identification of potential tax deductions to optimize tax returns.
- Transaction feed for monitoring account activity, detecting anomalies, and tracking bill changes.
- Robust security measures including encryption at rest (AES-256) and in transit (SSL/TLS 1.2+), adherence to Australian Government Open Banking regulations, and hosting on a SOC 2, PCI DSS, and ISO27001 certified cloud environment.
- Multi-factor authentication for administrative access and user control over data deletion.
- Support for dark and light mode display preferences.
- Upcoming multi-currency support for global account management.