Garantia BR
Garantia BR provides a decision-making infrastructure for regulated environments, consolidating document audit, due diligence, asset research, and notary formalization into a single auditable agent. The platform orchestrates AI agents and deterministic rules to process over 30,000 documents with 99.2% accuracy, reducing operational cycles by more than 85% across 27 Brazilian states. It serves financial institutions through both an API REST mode and a full platform mode for credit origination, debt recovery, and corporate onboarding journeys.
- Artificial Intelligence
- AI Agents
- Data & Analytics
- Financial Technology
- Legal Technology
- Regulatory & Compliance Technology
- Software Only
Funding
Founders
Product
Problem
Financial institutions operating in regulated environments face fragmented document workflows, requiring manual cross-referencing across multiple official sources and compliance with complex regulatory requirements. This results in slow operational cycles, high error rates, and limited auditability in critical processes such as credit origination, due diligence, and notary formalization.
Solution
Garantia BR provides a unified decision-making infrastructure that consolidates document capture, classification, extraction, validation, and formalization into a single auditable agent. The platform orchestrates AI agents and deterministic rule engines to process documents, cross-reference official databases, and generate structured opinions with confidence scores. It operates in two modes: an API REST service for direct integration into existing banking systems, and a full platform mode with a management dashboard for end-to-end workflow oversight. The system covers journeys including real estate credit origination, debt recovery, payroll loans, corporate onboarding, legal analysis, and digital notary services.
Target Audience
Primary customers are financial institutions, including banks, credit originators, and legal departments that need to streamline regulated workflows such as mortgage credit origination, debt recovery, and corporate due diligence.
Features
- AI-powered document classification supporting hundreds of document types with automatic image treatment and quality enhancement
- OCR and NLP extraction for complex documents, including unstructured field capture and cross-referencing with official bases
- Integration with thousands of public databases including tax authorities, judiciary systems, notary offices, commercial registries, and BACEN
- Deterministic rule engines per journey that generate auditable opinions with confidence scores
- REST API with structured JSON output for embedded intelligence in banking systems
- Digital notary integration via ONR and e-Notariado for fully digital property registration and certification