Gangkhar provides an AI‑native infrastructure that enables platforms to embed, orchestrate, and scale insurance protection within their user journeys. Its modular Sherpa+ platform combines multi‑carrier orchestration, policy automation, and real‑time AI optimization for pricing, risk profiling, and compliance, allowing partners to launch embedded insurance quickly and operate globally without building in‑house capabilities.
Funding
Funding not disclosed
Founders
Product
Problem
Embedding insurance products into digital platforms is complex, requiring integration with multiple carriers, compliance with diverse regulations, and real-time pricing optimization, which slows time‑to‑market and increases operational costs for insurers and platform owners.
Solution
Gangkhar offers an AI‑native embedded protection infrastructure that abstracts the full insurance value chain into a modular platform. Through its Sherpa+ suite, the system orchestrates multi‑carrier policy automation, claims handling, and regulatory compliance while continuously optimizing pricing and risk profiling with real‑time AI. Partners can activate contextual insurance offers directly within user journeys via API or no‑code integration, enabling instant product launch across global markets without building in‑house insurance capabilities. The platform also provides ecosystem services, connecting reinsurers, actuarial support, TPAs, and assistance partners to deliver end‑to‑end protection solutions. This reduces integration effort, accelerates time‑to‑market, and improves conversion and unit economics for digital businesses.
Target Audience
Primary customers are insurers, reinsurers, and intermediaries, as well as digital platforms such as e‑commerce sites, fintech services, gig‑economy apps, travel and hospitality providers, and telecom operators seeking to embed insurance or protection products into their user journeys.
Features
- Multi‑carrier orchestration and policy automation layer for seamless issuance and claims management
- AI‑driven Sherpa+Lens engine delivering dynamic pricing, risk profiling, and loss‑ratio control in real time
- Contextual offer activation and embedded checkout integration (Sherpa+Engage) for frictionless user experiences
- Built‑in regulatory compliance, reporting, and audit trails to meet global insurance standards
- Plug‑and‑play API and no‑code integration options for rapid deployment across e‑commerce, fintech, mobility, travel, and other platforms
- Ecosystem orchestration that connects reinsurers, actuarial services, TPAs, and assistance providers within a single platform