Gain Technology
Gain provides a white-labeled, merchant-funded cashback platform that plugs directly into a financial institution's existing digital experience. The fully-managed solution requires no card-linking, no upfront budget, and is cost-neutral to launch since retailers fund the rewards. Customers browse curated offers and pay as usual, with cashback automatically transferred to their accounts.
- Financial Technology
- Marketing Technology
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
Financial institutions struggle to offer meaningful loyalty rewards that drive customer acquisition and retention without significant operational burden. Traditional rewards programs often require card-linking, complex integrations, and costly issuer-funded incentives that strain budgets and IT resources.
Solution
Gain provides a white-labeled, merchant-funded cashback platform that plugs directly into a financial institution's existing digital experience. The fully-managed solution requires no card-linking, no upfront budget, and is cost-neutral to launch since retailers fund the rewards. Customers self-enroll or are onboarded via encrypted details, then browse curated offers and pay as usual at merchant sites, with cashback automatically transferred to their accounts. The platform integrates via API or low-code widgets within weeks, preserving a fully branded and embedded customer journey across mobile apps, online banking, email, and SMS.
Target Audience
Primary customers are credit unions, banks, and fintechs seeking to launch merchant-funded cashback rewards to drive customer acquisition, engagement, and retention.
Features
- White-label rewards hub embeddable across mobile app, online banking, email, and SMS channels
- Payment-method agnostic with no card-linking required, supporting any existing customer payment behavior
- Merchant-funded reward model that is cost-neutral to launch, with Gain tracking purchases and taking a small cut
- Curated merchant offers with institution-controlled brand-fit selection
- Flexible delivery via API-first architecture or low-code widgets, with no rip-and-replace required
- Self-enrollment flow or encrypted bulk onboarding of opted-in customers
- Compliant by design for regulated financial environments
- Expandable from single-channel pilots to full program scale