Fyx Capital operates a digital platform that matches mid‑size exporters and importers with a curated network of non‑bank lenders offering trade and asset‑based financing. Companies submit a brief online application, and the platform’s algorithm routes the request to suitable lenders, delivering multiple financing proposals within 24 hours through a secure dashboard.
Funding
Funding not disclosed
Founders
Product
Problem
Companies that operate internationally or require trade‑related working capital often cannot obtain suitable financing from traditional banks due to strict underwriting criteria, lengthy approval cycles, and limited product flexibility. This creates liquidity gaps that hinder growth, export/import activities, and supply‑chain optimization.
Solution
Fyx Capital provides a fully digital matching platform that connects businesses with a curated network of non‑bank lenders, including private‑debt funds, direct lenders, and specialist investors. Entrepreneurs submit a concise online application, after which Fyx’s algorithmic engine evaluates the business case and routes the request to the most appropriate financing partners. The platform supports a suite of trade and asset‑based products—export, import, supply‑chain, debtor, inventory, and purchase financing—allowing firms to secure capital quickly and on terms that align with their operational needs. Within 24 hours, borrowers receive a response and, if approved, multiple financing proposals are delivered through a secure dashboard. The service also offers end‑to‑end support, from credit assessment to deal closing, ensuring a streamlined experience for both borrowers and lenders.
Target Audience
The platform serves internationally operating SMEs and scale‑ups with at least three years of history and €5 million+ annual revenue that need trade or asset‑based financing, as well as non‑bank financing institutions seeking vetted, high‑quality deal flow.
Features
- One‑minute online application form that captures key financial and operational data.
- Proprietary matching algorithm that aligns requests with lenders based on sector, size, risk profile, and financing type.
- Integrated workflow covering submission, internal credit assessment, partner activation, proposal delivery, and fund disbursement.
- Full coverage of trade and asset‑based financing solutions: export, import, supply‑chain, debtor, inventory, and purchase financing.
- Guaranteed response within 24 hours of application submission.
- Pre‑screened, credit‑validated deal pipeline for financing partners, including complete documentation packages.
- GDPR‑compliant data security with role‑based access controls for borrowers and lenders.
- Real‑time dashboards for borrowers to monitor proposals and for lenders to track deal flow and performance metrics.