FX12 is a fintech platform that connects businesses in need of working capital with lenders through a data-driven marketplace utilizing risk assessment algorithms and matching techniques. This approach enhances liquidity access for companies while improving capital allocation efficiency in the lending market.
Funding
$217.3K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Small and medium-sized enterprises (SMEs) in specific regions often face challenges in accessing working capital due to information asymmetry and the complexity of traditional lending processes. Existing banking solutions may not adequately address the unique needs and financial ecosystems of these businesses, leading to delayed payments and hindered growth.
Solution
FX12 provides a fintech marketplace designed to streamline working capital management for SMEs by connecting them with investors for invoice financing and supply chain finance solutions. The platform facilitates the dematerialized transfer of invoices, enabling businesses to accelerate payments and unlock liquidity. FX12 offers tailored solutions for invoice trading, dynamic discounting, and supply chain credit mobilization, addressing unmet needs within the traditional banking sector. Through its proprietary technology, FX12 designs and develops dedicated fintech platforms for specific companies, supply chains, and investors, creating customized tools to optimize capital flow.
Target Audience
The primary target audience includes SMEs seeking to accelerate payments and unlock working capital, suppliers to large corporations, and professional investors interested in invoice trading and dynamic discounting.
Features
- Marketplace for invoice financing and supply chain finance
- Digital platform for dematerialized invoice transfer
- Azure Finance: Invoice trading with professional investors
- Blue Finance: Supply chain credit mobilization
- Yellow Finance: Dynamic payment anticipation with corporate resources
- Custom fintech platform design for specific business needs