Provides a Visa debit card that rewards users with up to 6% cashback on climate-smart purchases, such as public transport, electric vehicle charging, and sustainable brands. By incentivizing lower-carbon spending, it helps individuals reduce their environmental impact while saving money on everyday expenses.
Funding
$6.5M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
+1Founders
Product
Problem
Many traditional rewards programs incentivize purchases that contribute to environmental harm, while consumers actively seeking to reduce their carbon footprint lack financial incentives for sustainable choices. This creates a misalignment between spending habits and environmental values, hindering the adoption of climate-friendly lifestyles.
Solution
FutureCard is a Visa debit card designed to reward users for climate-smart spending, offering cashback on eco-friendly purchases. The card incentivizes lower-carbon activities such as public transportation, electric vehicle charging, and shopping at sustainable brands. Users earn cashback on purchases at over 50,000 sustainable stores, as well as on community solar, secondhand shops, and plant-based restaurants. The FutureCard aims to make sustainable living more accessible and rewarding by aligning financial incentives with environmentally conscious choices.
Target Audience
The primary target audience includes environmentally conscious consumers who want to align their spending with their values and receive financial rewards for making sustainable choices.
Features
- 5% cashback on purchases at over 50,000 sustainable businesses, public transit, and more
- 6% cashback at select FuturePartner brands
- 1% cashback on all other purchases where Visa is accepted
- 10% cashback on bike and scooter shares nationwide
- 10% cashback on EV charging
- 4.10% Annual Percentage Yield (APY) on account balances
- No credit check required for approval
- FDIC insurance up to $250,000 through Piermont Bank
- Mobile app for balance checks and fund transfers
- Instant funding via connection to existing debit accounts, Venmo, or Cash App