Fund Factory Tech provides a unified B2B credit platform that consolidates onboarding, risk assessment, loan servicing, and collections into a single modular system. The solution combines traditional financial data with alternative data and AI-driven models to deliver customized scoring, embeddable financing products, and automated compliance, while also offering credit‑capital sourcing to fund deals without using the partner’s balance sheet.
Funding
Funding not disclosed
Founders
Product
Problem
Corporate lenders and enterprises often face fragmented credit workflows that require separate systems for onboarding, risk assessment, loan servicing, and collections, leading to high operational costs and limited visibility across the B2B lending cycle. Traditional credit models rely mainly on standard financial data, missing insights from alternative data sources that could improve underwriting accuracy.
Solution
Fund Factory Tech delivers an end‑to‑end B2B credit platform that unifies front‑to‑back lending processes into a single, modular solution. The platform blends traditional financial metrics with alternative data and AI‑driven credit models to generate customized scoring and risk assessments. It offers embeddable financing options—such as working‑capital lines, buy‑now‑pay‑later, and factoring—that can be integrated via API, white‑label UI, or referral data feeds. Integrated compliance tools streamline onboarding, while automated loan management and collection modules handle disbursement, repayment tracking, and debt recovery. The system also provides credit‑capital sourcing and co‑investment services, enabling partners to fund the solutions without tying up their own balance sheets.
Target Audience
Primary customers are corporate lenders, fintech platforms, ERP and e‑invoice providers, and other enterprises that need to offer B2B financing products to their business customers while streamlining internal credit operations.
Features
- Unified workflow covering onboarding, compliance, credit scoring, loan management, and collections in a single platform
- AI‑enhanced credit models that combine standard financial data with alternative data sources for more accurate risk assessment
- Multiple integration options: API, white‑label UI, and referral/data feeds for rapid embedding into partner ecosystems
- Embedded financing products (working‑capital lines, BNPL, factoring) customizable to the partner’s B2B customer base
- Automated compliance and KYC checks to reduce onboarding friction and regulatory risk
- Real‑time loan servicing dashboard with disbursement, repayment monitoring, and performance analytics
- Collection engine leveraging advanced strategies and technology to improve debt recovery rates
- Credit‑capital sourcing and co‑investment capability to provide funding without draining the partner’s cash reserves