Provides a payment processing platform tailored for SaaS businesses, offering a low-code API and ready-made payment flows for seamless integration. Reduces transaction costs with the most efficient payment rails in the US, enabling businesses to transform payments from a cost center into a revenue-generating stream.
Funding
Funding not disclosed
Founders
Product
Problem
Many SaaS platforms struggle with integrating and managing payments, often relying on complex APIs or third-party solutions that add friction and costs. Existing payment rails can be inefficient, leading to higher transaction fees and reduced profitability for both the platform and its customers.
Solution
Fractal provides a payment processing platform designed specifically for SaaS businesses, enabling them to embed payments directly into their offerings. The platform offers a low-code API and pre-built payment flows, simplifying integration and reducing development overhead. By leveraging efficient payment rails, Fractal minimizes transaction costs, allowing SaaS businesses to share savings with their customers and increase revenue. Fractal's solution transforms payments from a cost center into a potential revenue stream, enhancing customer loyalty and platform stickiness. The platform supports various payment methods, including card and ACH, and offers flexible options like payment links, QR codes, and embedded checkouts.
Target Audience
Fractal primarily targets SaaS businesses across various industries, particularly those seeking to embed payment processing into their platforms and reduce transaction costs. Specific verticals include construction and heavy civil industries.
Features
- Low-code API for simplified payment integration into SaaS platforms
- Ready-made payment flows for quick deployment
- Support for card and ACH payment methods
- Payment links and QR codes for flexible payment options
- Embedded checkout for seamless user experience
- Automated reconciliation for simplified accounting
- Transparent pricing with flat-rate or pass-the-fee models
- Real-time analytics and reporting for data-driven insights