Fourthline
AcquiredFourthline provides a modular identity verification and fraud detection platform that combines real-time KYC authentication, AML screening, and automated remediation in a single integrated solution. The platform uses proprietary AI technology to authenticate identities with high accuracy while maintaining a frictionless customer experience, supporting 3,500+ document types with 98.7% approval accuracy. Businesses can select and configure modules to match their specific risk appetite and regulatory requirements, with local compliance built into the system across 30+ jurisdictions.
- Regulatory & Compliance Technology
- Financial Technology
- Artificial Intelligence
- Software Only
Funding
Raised to date
€90MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Est. $98.1Macross 2 rounds
AFCSA€40M · Growth
Announced Nov 2026
Disclosed cumulative: $98.1M
Founders
Founder details are not available yet.
Product
Problem
Regulated financial institutions face mounting pressure to verify customer identities accurately while complying with evolving anti-money laundering regulations across multiple jurisdictions. Traditional KYC and AML processes are often fragmented, manual, and costly, creating friction in customer onboarding while leaving gaps that sophisticated fraudsters can exploit.
Solution
Fourthline provides a modular identity verification and fraud detection platform that combines real-time KYC authentication, AML screening, and automated remediation in a single integrated solution. The platform uses proprietary AI technology to authenticate identities with high accuracy while maintaining a frictionless customer experience. Businesses can select and configure modules to match their specific risk appetite and regulatory requirements, with local compliance built into the system across 30+ jurisdictions. The solution is designed to help banks, fintechs, and other regulated entities reduce compliance costs, accelerate customer onboarding, and stay ahead of regulatory changes such as Europe's upcoming AMLR.
Target Audience
Primary customers are banks, neobanks, neobrokers, embedded finance providers, marketplaces, and mobility companies operating in Europe that need KYC, AML, and identity verification solutions to meet regulatory requirements.
Features
- Real-time automated identity verification supporting 3,500+ document types with 98.7% approval accuracy
- AML screening with ongoing monitoring and custom list configuration for fraud detection
- Automated, fully customizable re-KYC remediation process that saves time and maintains compliance
- Sovereign AI-driven decisioning that allows businesses to control costs while scaling
- Locally compliant across 30+ jurisdictions with GDPR, ISAE 3000, and iBeta Level 1 & 2 certifications
- Integration resources including API documentation, Postman collections, and solution-specific guides
- Qualified Electronic Signature (QES) and EUDI Wallet orchestration for AMLR compliance readiness