La Foncière Prosper offers seniors a financial solution by acquiring co-ownership stakes in their homes, providing them with capital to improve financial autonomy. This enables individuals over 65 to access funds for living expenses or home adaptations through a formal co-ownership agreement.
Funding
Funding not disclosed
Founders
Product
Problem
Many seniors face financial difficulties that impact their daily lives and can lead to social isolation. This situation is often exacerbated by the desire to remain in their homes, which can incur significant costs.
Solution
La Foncière Prosper provides a financial solution for seniors by acquiring co-ownership stakes in their residential real estate. This allows individuals over 65 to access capital, thereby improving their financial autonomy and ability to cover living expenses or fund necessary home adaptations. The company operates under a "Contrat Prosper," a notarial agreement that formalizes the co-ownership arrangement. This model aims to support the well-being of seniors while offering investors a socially impactful investment opportunity.
Target Audience
The primary target audience includes individuals aged 65 and over seeking to monetize their real estate assets for financial flexibility, and investors looking for socially responsible investment opportunities with a targeted annual return.
Features
- Acquisition of co-ownership stakes in residential real estate from individuals aged 65 and over.
- Facilitation of capital access for seniors to enhance their financial autonomy and quality of life.
- Operation under a formal "Contrat Prosper" co-ownership agreement.
- Investment vehicle structured as a Société en Commandite Simple (SCA) with an ESUS (Entreprise Solidaire d’Utilité Sociale) accreditation.
- Investment strategy focused on residential properties in dynamic economic areas, prioritizing well-maintained assets.
- Commitment to social utility, aiming to support seniors' financial well-being and social inclusion.