Fluidkey
Fluidkey is a self-custodial financial platform that automatically earns yield on incoming funds and supports bank transfers, tokenized stocks, and privacy-preserving stealth addresses. Users can send and receive IBAN, ACH, and wire transfers in one click while maintaining full control over their assets. The platform has processed over $900 million in transfer volume.
- Artificial Intelligence
- Blockchain & Cryptocurrency
- Financial Technology
- Software Only
- Web3 & NFTs
Funding
Founders
Product
Problem
Traditional financial accounts require manual action to earn interest on idle funds, and standard crypto wallets publicly link transactions to users' identities. This creates friction for individuals who want their money to work automatically while maintaining financial privacy and self-custody.
Solution
Fluidkey provides a self-custodial financial platform that automatically earns yield on funds the moment they are received, eliminating the need for manual investment steps. The platform supports bank transfers via IBAN, ACH, and wire, alongside access to over 400 tokenized stocks, all within a single interface. Privacy is enhanced through stealth addresses that allow users to manage funds without publicly linking transactions to their identity. Users retain full control of their assets and can access them at any time, even without Fluidkey's involvement, ensuring true self-custody.
Target Audience
Primary users are individuals and businesses seeking automated yield generation, privacy-preserving financial transactions, and self-custodial control over their assets, particularly those active in crypto and traditional finance.
Features
- Auto-earn mechanism that generates yield on incoming funds without user action, with an example of 8.3% yield on a $25,414 balance
- Bank transfer support for IBAN, ACH, and wire transfers with one-click send and receive functionality
- Access to over 400 tokenized stock assets for diversified investment options
- Stealth address technology that generates privacy-preserving addresses, preventing public linkage of funds to user identities
- Fully self-custodial architecture allowing users to access funds independently of the platform
- Human support team available to assist users in maximizing platform benefits