Flowpay provides flexible, non-purpose business financing up to €100,000 for SMEs through a fully online application process. The platform uses connected business data to generate instant, personalized financing offers without requiring paperwork. This working capital supports inventory stocking, marketing campaigns, and general operational expenses for business growth.
Funding
$3.1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
MRSVFounders
Product
Problem
Small and medium-sized enterprises (SMEs) often face challenges in accessing timely financing for operational needs due to lengthy application processes and extensive paperwork required by traditional lenders. This can hinder their ability to manage cash flow effectively, invest in growth opportunities, and procure necessary inventory.
Solution
Flowpay provides an embedded financing platform that integrates directly with SME-focused e-commerce, POS, and accounting systems to offer streamlined access to operational loans. Through seamless integration, SMEs can apply for financing up to 2,500,000 Kč with minimal paperwork and receive rapid online approval. The platform automates identity verification and loan calculations, providing SMEs with a transparent and efficient funding process. Approved funds can be utilized for various purposes, including inventory procurement, marketing campaigns, and business expansion.
Target Audience
The primary target audience consists of small and medium-sized enterprises (SMEs) that utilize e-commerce platforms, POS systems, or accounting software and require flexible financing solutions for operational needs.
Features
- Direct integration with e-commerce platforms, POS systems, and accounting software for automated data sharing
- Online loan application process with minimal documentation requirements
- Automated identity and bank account verification for faster approval times
- Loan calculator providing transparent repayment schedules and cost breakdowns
- Customizable loan amounts ranging from 50,000 Kč to 2,500,000 Kč
- Secure online platform for managing loan applications and accessing account information