Flowbo (Y-Combinator)

About Flowbo (Y-Combinator)

Flowbo is a funding platform that allows online content creators to upload invoices and receive early payments from brands and sponsors, bypassing traditional payment delays of 30 to 90 days. By offering flexible funding terms with low fees, Flowbo addresses the challenge of accessing timely capital for creators who often struggle with conventional financial institutions.

<problem> Online content creators often face payment delays of 30 to 90 days from platforms, brands, and sponsors, creating cash flow challenges and hindering their ability to reinvest in their content and growth. Traditional financial institutions may not understand the unique income streams and business models of online creators, making it difficult for them to access timely capital. </problem> <solution> Flowbo is a funding platform designed to provide online content creators with early payments on their invoices from brands and sponsors. Creators upload signed contracts and invoices to the platform, and Flowbo offers funding terms with fees ranging from 1-4%. Upon acceptance, creators connect their bank accounts and receive their funds, eliminating the need to wait for extended payment cycles. Flowbo assesses funding amounts based on a creator's current earnings and platform monetization data, offering flexible funding solutions tailored to their specific needs. </solution> <features> - Invoice uploading for signed contracts with brands and sponsors - Rapid funding offers with transparent fees (1-4%) - Direct bank account integration for immediate payment disbursement - Revenue-based assessment to determine funding amounts - Integration with YouTube and Twitch APIs to analyze channel data and monetization metrics - Flexible repayment options based on a percentage of monthly revenue from connected income streams </features> <target_audience> Flowbo primarily targets online content creators, including YouTubers and Twitch streamers, who rely on income from sponsorships and platform monetization and need faster access to their earnings. </target_audience> <revenue_model> Flowbo generates revenue by charging a fee, ranging from 1% to 4%, on the funded invoice amount. </revenue_model>

What does Flowbo (Y-Combinator) do?

Flowbo is a funding platform that allows online content creators to upload invoices and receive early payments from brands and sponsors, bypassing traditional payment delays of 30 to 90 days. By offering flexible funding terms with low fees, Flowbo addresses the challenge of accessing timely capital for creators who often struggle with conventional financial institutions.

When was Flowbo (Y-Combinator) founded?

Flowbo (Y-Combinator) was founded in 2021.

Founded
2021
Employees
4 employees
Investors
Bdmi Fund

Flowbo (Y-Combinator)

2
Relative Traction Score based on online presence metrics compared to companies in the same age group.

Executive Summary

Flowbo is a funding platform that allows online content creators to upload invoices and receive early payments from brands and sponsors, bypassing traditional payment delays of 30 to 90 days. By offering flexible funding terms with low fees, Flowbo addresses the challenge of accessing timely capital for creators who often struggle with conventional financial institutions.

flowbo.co200+
Founded 2021

Funding

Backed by

Bdmi Fund

Team (<5)

No team information available.

Company Description

Problem

Online content creators often face payment delays of 30 to 90 days from platforms, brands, and sponsors, creating cash flow challenges and hindering their ability to reinvest in their content and growth. Traditional financial institutions may not understand the unique income streams and business models of online creators, making it difficult for them to access timely capital.

Solution

Flowbo is a funding platform designed to provide online content creators with early payments on their invoices from brands and sponsors. Creators upload signed contracts and invoices to the platform, and Flowbo offers funding terms with fees ranging from 1-4%. Upon acceptance, creators connect their bank accounts and receive their funds, eliminating the need to wait for extended payment cycles. Flowbo assesses funding amounts based on a creator's current earnings and platform monetization data, offering flexible funding solutions tailored to their specific needs.

Features

Invoice uploading for signed contracts with brands and sponsors

Rapid funding offers with transparent fees (1-4%)

Direct bank account integration for immediate payment disbursement

Revenue-based assessment to determine funding amounts

Integration with YouTube and Twitch APIs to analyze channel data and monetization metrics

Flexible repayment options based on a percentage of monthly revenue from connected income streams

Target Audience

Flowbo primarily targets online content creators, including YouTubers and Twitch streamers, who rely on income from sponsorships and platform monetization and need faster access to their earnings.

Revenue Model

Flowbo generates revenue by charging a fee, ranging from 1% to 4%, on the funded invoice amount.

Sources:

1
This profile is AI-generated from web data and may contain inaccuracies. Want to correct or remove an entry? Owners can claim edits via their company email domain, and signed-in users can submit sourced suggestions.