Flowbo (Y-Combinator)
About Flowbo (Y-Combinator)
Flowbo is a funding platform that allows online content creators to upload invoices and receive early payments from brands and sponsors, bypassing traditional payment delays of 30 to 90 days. By offering flexible funding terms with low fees, Flowbo addresses the challenge of accessing timely capital for creators who often struggle with conventional financial institutions.
<problem> Online content creators often face payment delays of 30 to 90 days from platforms, brands, and sponsors, creating cash flow challenges and hindering their ability to reinvest in their content and growth. Traditional financial institutions may not understand the unique income streams and business models of online creators, making it difficult for them to access timely capital. </problem> <solution> Flowbo is a funding platform designed to provide online content creators with early payments on their invoices from brands and sponsors. Creators upload signed contracts and invoices to the platform, and Flowbo offers funding terms with fees ranging from 1-4%. Upon acceptance, creators connect their bank accounts and receive their funds, eliminating the need to wait for extended payment cycles. Flowbo assesses funding amounts based on a creator's current earnings and platform monetization data, offering flexible funding solutions tailored to their specific needs. </solution> <features> - Invoice uploading for signed contracts with brands and sponsors - Rapid funding offers with transparent fees (1-4%) - Direct bank account integration for immediate payment disbursement - Revenue-based assessment to determine funding amounts - Integration with YouTube and Twitch APIs to analyze channel data and monetization metrics - Flexible repayment options based on a percentage of monthly revenue from connected income streams </features> <target_audience> Flowbo primarily targets online content creators, including YouTubers and Twitch streamers, who rely on income from sponsorships and platform monetization and need faster access to their earnings. </target_audience> <revenue_model> Flowbo generates revenue by charging a fee, ranging from 1% to 4%, on the funded invoice amount. </revenue_model>
What does Flowbo (Y-Combinator) do?
Flowbo is a funding platform that allows online content creators to upload invoices and receive early payments from brands and sponsors, bypassing traditional payment delays of 30 to 90 days. By offering flexible funding terms with low fees, Flowbo addresses the challenge of accessing timely capital for creators who often struggle with conventional financial institutions.
When was Flowbo (Y-Combinator) founded?
Flowbo (Y-Combinator) was founded in 2021.
- Founded
- 2021
- Employees
- 4 employees