Flitter provides a usage‑based car insurance model that adjusts premiums to the driver’s annual mileage, allowing customers to pay only for the distance they drive. The service is fully digital, with instant quotes, odometer verification via a mobile app, and accelerated claims handling that includes real‑time tracking and fast reimbursement. Coverage includes full‑risk options, 0‑km roadside assistance across 42 countries, and access to a network of over 2,400 partner garages.
Funding
$3.8M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
8OHVFounders
Product
Problem
Traditional car insurance premiums are fixed regardless of how much a driver actually uses their vehicle, leading to overpayment for low‑kilometre drivers and a lack of pricing transparency.
Solution
Flitter offers a usage‑based car insurance model that adjusts the premium to the driver’s annual mileage. Customers select a kilometre range (4 000–20 000 km) and submit a photo of their odometer via the mobile app, enabling the insurer to price the policy precisely to the actual usage. The entire process—from quote to contract signing—is digital and can be completed in a few clicks. Coverage includes full‑risk options with high‑level guarantees and 0‑km roadside assistance across 42 countries. In the event of a claim, users can report incidents online or by phone, upload documents, and track reimbursement in real time, with repairs handled at a network of over 2 400 partner garages without upfront payment.
Target Audience
Flitter targets private car owners in France who drive fewer than 10 000 km annually, including low‑usage commuters, teleworkers, and small‑fleet drivers seeking cost‑effective, fully digital insurance.
Features
- kilometre‑based pricing tiers from 4 000 to 20 000 km per year, ensuring customers pay only for the distance they drive
- fully digital onboarding: instant quote, contract signing, and odometer verification via a photo in the app
- three insurance formulas (Tiers, Confort, Tous Risques) with optional add‑ons and customizable deductibles
- 0 km roadside assistance included in all plans, available 24/7 in 42 countries
- accelerated claims handling: online submission, document upload, real‑time tracking, and reimbursement twice as fast as traditional insurers
- access to a nationwide network of 2 400 partner garages (including AD Garages and Carglass) with no advance payment required, plus home glass repair service
- comprehensive coverage suite (civil liability, driver protection, fire & theft, glass breakage, natural disasters, all‑accident damage) at market‑leading levels