Flip is an AI‑powered financial assistant that lives inside iMessage, letting users manage banking, investing, bill payments, subscriptions, and peer‑to‑peer reimbursements through simple text conversations. By securely connecting to banks, brokerages and crypto wallets via Plaid and SnapTrade, Flip can track spending, automate bill reminders, audit recurring charges, monitor portfolio performance, and surface savings or investment opportunities, all with explicit user confirmation for each action.
Funding
Funding not disclosed
Founders
Product
Problem
Many consumers find personal finance management fragmented and time‑consuming, requiring them to switch between banking apps, brokerage platforms, and subscription services to track spending, pay bills, and identify savings opportunities.
Solution
Flip is an AI‑powered financial assistant that operates entirely within iMessage, allowing users to manage money through natural‑language text conversations. By linking to banks, brokerages, and crypto wallets via Plaid and SnapTrade, Flip can pay bills, reimburse friends, monitor subscriptions, track portfolio performance, and surface investment or savings opportunities—all initiated from a familiar messaging interface. Every action requires explicit user confirmation, ensuring transparency and control while reducing the friction of traditional finance apps.
Target Audience
Flip targets U.S. consumers who regularly use iMessage and want a unified, low‑friction way to handle banking, investing, bill payments, and subscription management without installing multiple apps.
Features
- Messaging‑first interface that lets users issue finance commands via simple text messages in iMessage
- Secure bank and brokerage connections through Plaid and SnapTrade, supporting thousands of U.S. institutions
- Automated bill tracking and payment reminders with the ability to execute payments on command
- Subscription audit that identifies unused services and can cancel them to recover recurring costs
- Portfolio monitoring that reports daily performance, gains, and market‑related alerts
- Peer‑to‑peer payments and reimbursements initiated through chat, with confirmation prompts for safety
- AI‑driven opportunity detection for trades, savings, and rewards based on user’s financial activity