Nathaniel Luz
CEO
Flincap
Flincap provides a stablecoin‑based payments platform that lets businesses transact in multiple African currencies via a single API. The service offers virtual named bank accounts, crypto‑to‑fiat and fiat‑to‑crypto exchanges, and automated stablecoin wallet management to enable instant, low‑cost cross‑border settlements and treasury/FX management for fintechs, enterprises, marketplaces, and remittance operators.
- Blockchain & Cryptocurrency
- Financial Technology
- Software Only
- Web3 & NFTs
Updated 5 months ago
Funding
Funding rounds are not available yet.
Founders
Product
Problem
Businesses that need to move money across African borders face high fees, slow settlement times, and limited access to local currency accounts, making cross‑border payments inefficient and costly.
Solution
Flincap offers a stablecoin‑based payments platform that enables companies to transact in multiple African currencies through a single API. The service provides virtual named bank accounts, crypto‑to‑fiat and fiat‑to‑crypto exchanges, and the ability to generate and manage stablecoin wallets for payouts. By holding value in USD‑denominated stablecoins and converting to local African currencies on demand, Flincap reduces reliance on correspondent banks and accelerates settlement. The platform also supports treasury and foreign‑exchange management for multinational firms, allowing them to fund subsidiaries, repatriate earnings, and pay vendors or gig workers across borders with instant, low‑cost transfers.
Target Audience
Primary customers include fintech companies, large enterprises and multinationals operating in Africa, online marketplaces and gig platforms, and remittance or money‑transfer operators seeking fast, low‑cost cross‑border payments.
Features
- API for creating and managing virtual bank accounts linked to African currencies
- Integrated crypto‑to‑fiat and fiat‑to‑crypto exchange engine using USD stablecoins
- Automated generation and management of stablecoin wallets/addresses for payouts
- Real‑time FX conversion and treasury management tools for multinational enterprises
- Instant cross‑border settlement network that bypasses traditional correspondent banking delays
- Support for both crypto and fiat payout options for marketplaces, gig platforms, and MTOs