FlexiPay
FlexiPay is an Earned Wage Access service that lets employees withdraw already-earned salary before payday, without interest or credit obligations. The platform integrates with employer accounting systems, provides a mobile app for workers, and offers real-time analytics dashboards for HR and finance teams. It helps companies boost loyalty, reduce turnover, and attract talent by offering on-demand pay as a workplace benefit.
- Financial Technology
- HR Technology
- Software Only
Funding
Founders
Product
Problem
Employees often face financial stress between paychecks and resort to expensive credit products or loans to cover unexpected expenses. This financial pressure reduces workplace satisfaction, increases turnover, and makes it harder for employers to attract and retain talent.
Solution
FlexiPay provides an Earned Wage Access service that allows employees to withdraw a portion of their already-earned salary at any time before the scheduled payday. The service is not a loan or credit—workers access funds they have already earned, with no interest or fees charged to them. Employers integrate FlexiPay with their accounting systems, and employees use a mobile app to view available balances and request withdrawals. At the end of each month, FlexiPay generates detailed reports for the accounting department, while the remaining salary is paid as usual. The platform also offers employers a 24/7 dashboard with usage analytics and per-transaction statistics, ensuring full transparency and compliance with Ukrainian labor and tax regulations.
Target Audience
Primary customers are Ukrainian employers across industries who want to offer on-demand pay as an employee benefit, particularly HR and finance leaders in companies with hourly or shift-based workforces.
Features
- Mobile application for employees to view available earned wages and request withdrawals at any time
- Automated data exchange with employer accounting systems for seamless payroll integration
- Real-time employer dashboard with service usage metrics, transaction-level statistics, and per-employee breakdowns
- End-of-month detailed reporting for accounting departments to simplify reconciliation
- Full compliance with Ukrainian labor and tax legislation, with taxes paid in the standard payroll cycle
- Marketing materials and onboarding support provided to employers for internal communication