First Interpreter provides a real-time API that delivers Consumer Preference Score metrics for auto and home insurance leads, enabling carriers and agents to prioritize prospects and adjust bids efficiently. The platform uses an unbiased carrier database and optional secret‑computing to incorporate encrypted rate data without exposing pricing information.
Funding
Funding not disclosed
Founders
Product
Problem
Insurance carriers and agents often receive large volumes of leads without insight into which prospects are most likely to convert or which carriers can offer the best rates, leading to wasted outreach and higher acquisition costs. Additionally, sharing rate information for lead scoring can expose sensitive pricing data.
Solution
First Interpreter offers a real-time API that returns advanced Consumer Preference Score (CPS) metrics for auto and home insurance prospects across all 50 states and D.C. The service uses a proprietary, unbiased carrier database and can incorporate encrypted carrier‑generated rates via secret computing, ensuring that rate information remains confidential. By delivering CPS scores in fractions of a second, carriers can prioritize leads, adjust bid amounts, and streamline the acquisition workflow without exposing pricing details. The platform continuously updates carrier rating plans and discounts to maintain high accuracy, helping insurers reduce unproductive interactions and improve sales efficiency.
Target Audience
Primary customers are personal lines insurance carriers and independent agents who need to filter and prioritize auto and home insurance leads at scale.
Features
- API delivers per‑lead CPS metrics in milliseconds using prospect quote data (no PII)
- Unlimited, unbiased carrier coverage including all top carriers and regional players in every state
- Optional secret‑computing integration that processes carrier‑provided rates in encrypted form, preserving rate confidentiality
- Continuous ingestion of carrier rating plan changes and discount structures for up‑to‑date scoring
- Support for multiple underwriting tiers (preferred, standard, non‑standard) within the same carrier
- Scalable cloud infrastructure suitable for both digital and offline personal lines insurance channels