FIO provides PULSE, a digital treasury distribution platform that links banks' existing treasury and core banking systems to web, mobile, and API channels. The solution centralizes product catalogs, pricing, and workflow automation, enabling corporate and MSME clients to access treasury services digitally while reducing manual processing for sales and back‑office teams.
Funding
Funding not disclosed
Founders
Product
Problem
Financial institutions often rely on legacy treasury systems that are siloed, manual, and difficult to extend across digital channels, limiting their ability to serve corporate and MSME clients efficiently. This hampers product reach, slows sales processes, and increases operational costs for treasury desks and back‑office teams.
Solution
FIO offers PULSE, a Digital Treasury Distribution platform that connects existing treasury products to web, mobile and API channels, enabling banks to deliver a full suite of treasury services to corporate and MSME customers digitally. The platform integrates with legacy core banking and treasury systems while providing a modern user interface for both external clients and internal sales and back‑office users. By centralizing product catalogues, pricing, and workflow automation, PULSE reduces manual processing and accelerates transaction turnaround. The solution is complemented by implementation services for global capital‑market technologies and advisory engagements that help banks plan and execute broader technology transformations.
Target Audience
Primary customers are commercial banks and financial institutions that operate treasury desks and serve corporate or MSME clients, as well as their internal sales and back‑office teams seeking digital channel capabilities.
Features
- End‑to‑end digital distribution of treasury products (e.g., FX, money market, derivatives) across web, mobile and API channels
- Seamless integration layer that connects to legacy treasury and core banking systems without requiring full replacement
- Role‑based workflow engine for treasury sales desks and back‑office teams to manage quotes, approvals and settlements
- Real‑time pricing and market data feeds with configurable pricing models
- Centralized product catalogue and client onboarding tools for corporate and MSME users
- Built‑in analytics and reporting dashboards for monitoring usage, revenue and compliance
- Scalable architecture supporting multi‑bank deployments and future product extensions