FINX
FINX provides a unified platform for digital finance operations, combining customer onboarding, payment orchestration, and financial crime risk management into one connected system. The platform includes FINX Onboard for KYC/KYB and identity verification, FINX Comply for AML and sanctions screening, and FINX Flow for transaction routing and authorization across payment rails. FINX supports 15,000+ ID document types across 250+ countries and connects to payment providers including SWIFT, Plaid, PayPal, and stablecoin networks.
- Financial Technology
- Regulatory & Compliance Technology
- Artificial Intelligence
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
Financial institutions face fragmented, manual processes for customer onboarding, compliance screening, and payment controls, leading to slow approvals, high error rates, and regulatory exposure. Compliance and transaction controls are often embedded in rigid systems that require significant rework when products, channels, or partners change.
Solution
FINX Technologies provides a unified, AI-assisted control layer for modern finance, with three modular products that work independently or together. FINX Onboard simplifies client onboarding with dynamic KYC/KYB workflows, identity verification, biometrics, e-signatures, and audit-ready compliance. FINX Comply detects financial crime through embedded AML, sanctions screening, transaction monitoring, crypto monitoring, and AI-assisted case management. FINX Flow orchestrates payments by governing transaction routing, decisioning, and authorization across partners without replacing core systems. The platform connects with existing providers and payment rails—including SWIFT, Plaid, PayPal, ACH, SEPA, and stablecoins—so institutions can enforce consistent policies without rewiring their infrastructure.
Target Audience
Primary customers are banks, fintech platforms, payment and remittance providers, and lending and credit institutions that need to modernize onboarding, manage financial crime risk, and orchestrate payments across multiple rails and partners.
Features
- Identity verification supporting 15K+ ID document types across 250+ countries and territories and 138 languages, with 99% effectivity rate
- Face biometrics with liveness detection, deepfake resistance, and presentation attack detection for anti-spoofing
- Orchestrated KYC/KYB workflows with configurable rules, risk scoring, approvals, and multilingual UX
- Sanctions screening across 3,100+ lists with OFAC coverage, PEP intelligence, and adverse media, powered by Dow Jones
- Transaction monitoring with AI copilot that summarizes activity, drafts narratives, and recommends next steps
- Crypto monitoring (KYT) with wallet attribution, source-to-destination tracing, mixer detection, and risk scoring across multiple blockchains
- API-first transaction orchestration with no-code rules, velocity controls, multi-currency policies, and partner-agnostic integration
- Electronic signatures with biometric authentication, encryption, and full audit trails
- Perpetual KYC/KYB with automated refreshes, event-driven reviews, and policy-based escalation
- Fraud prevention using behavioral, device, and typing anomaly detection