Teo Blidarus
CEO
FintechOS
FintechOS provides an AI-powered platform for financial product operations, enabling banks and insurers to configure, price, launch, and evolve products without replacing their existing core systems. The platform unifies product logic, data, and governed AI execution to compress time-to-market and automate high-friction workflows, with pre-built solutions for origination and policy administration.
- Financial Technology
- AI Agents
- Insurance Technology
- Artificial Intelligence
- Software Only
- Enterprise Software
Updated 17 days ago
Funding
Raised to date
$178.9MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
$133.6M across 3 disclosed rounds
CP+3$60M · Series B Extension
Announced May 2024
Disclosed cumulative: $133.6M
3/3
Reported total $178.9M
Incomplete round history. $45.3M of the $178.9M reported total isn’t matched to a known round.
RoundDateAmountValuationInvestors
Founders
Product
Problem
Financial institutions struggle to launch and evolve products quickly due to fragmented product stacks, data silos, and heavy reliance on legacy core systems. Traditional "rip and replace" digital transformation projects are lengthy, costly, and require high levels of technical expertise, hindering innovation and responsiveness to market demands.
Solution
FintechOS provides a unified financial product operations platform that runs above existing cores, allowing banks and insurers to consolidate product logic, pricing, origination, servicing, and monitoring into one governed layer. The platform includes pre-built industry solutions for unified product, pricing, and origination in banking, as well as an intelligent policy admin system for insurance, enabling rapid configuration and deployment without replacing underlying infrastructure. Its agentic workflow orchestration combines deterministic processes with AI-driven task automation, supported by a data core that decouples data access from transactional systems. FintechOS Dex, an AI copilot, allows product teams to describe products in natural language against a governed schema, reducing engineering dependency. The platform provides 100% API coverageasi enabling integration with existing ecosystems and accelerating time-to-market for new financial products.
Target Audience
Primary customers are retail and business banks, credit unions, insurers, and managing general agents (MGAs) that need to modernize product operations and launch new financial offerings without replacing their existing core systems.
Features
- Pre-built functional engines covering the full product lifecycle, from configuration and pricing to origination, servicing, and monitoring, with 100% API coverage
- Agentic workflow orchestration that combines deterministic execution with SOP-driven AI agents, ensuring policy guardrails, full traceability, and human-in-the-loop accountability in regulated environments
- FintechOS Dex, an AI copilot that allows product teams to configure products and automate workflows using natural language against a governed schema
- Cross-product context and consolidation of fragmented product stacks into a single operational layer, supporting bundles, offers, and lifecycle servicing
- Purpose-built industry solutions for banking and insurance, with solution accelerators that can ship new product lines in weeks