finperks provides a single API that aggregates global and local prepaid brands, giving businesses instant, transparent access to rewards, incentives, and payout solutions across more than 30 European markets. By consolidating multiple suppliers and contracts into one platform, it eliminates the need for separate integrations, reduces legal overhead, and speeds time‑to‑market for prepaid products. The service includes unified pricing and a streamlined settlement process.
Funding
Funding not disclosed
Founders
Product
Problem
Fintechs, banks, and platforms that want to offer prepaid rewards, gift cards, or cashback must negotiate separate contracts with multiple suppliers across Europe, manage disparate APIs, and handle complex settlement processes. This fragmentation creates legal overhead, delays market entry, and makes scaling reward programs costly and slow.
Solution
Finperks provides a single, API‑first orchestration layer that aggregates global and local prepaid brands across more than 30 European markets. By consolidating supplier contracts, pricing, and settlement into one platform, it gives partners instant, transparent access to a wide catalog of gift‑card and prepaid products. The unified API eliminates the need for multiple legacy integrations, allowing developers to embed rewards, incentives, and payouts with minimal code. Finperks handles all backend logistics—including contract management, pricing transparency, and cross‑border settlement—so partners can launch and scale reward programs quickly and cost‑effectively.
Target Audience
Finperks primarily serves fintech companies, digital banks, and HR or loyalty platforms that need to integrate prepaid rewards, gift cards, or cashback programs across European markets.
Features
- Single API endpoint that connects to hundreds of prepaid and gift‑card brands across 30+ countries
- Unified contract and settlement model eliminating the need for multiple supplier agreements
- Transparent, real‑time pricing for all brands, enabling cost‑effective program design
- Built‑in compliance and legal handling for cross‑border prepaid product distribution
- Scalable infrastructure that supports high‑volume reward issuance for fintech, banking, and HR platforms
- Comprehensive product catalog covering global and local brands, ensuring localized user relevance