Loic Le Pichoux
Founder
FinBiz Technologies
FinBiz Technologies offers a white-label software solution that streamlines the management and origination of loans for micro and small enterprises, featuring modules for loan origination, customer registration, and loan management. The platform includes a state-of-the-art scoring system and risk management tools, addressing the inefficiencies in the lending process for SMEs.
- Enterprise Software
- Financial Technology
- Software Only
Updated 7 months ago
Funding
Funding rounds are not available yet.
Founders
Sergey Panteleev
Founder
Product
Problem
Micro and small enterprises often face challenges in accessing loans due to inefficient and manual lending processes. Traditional loan management systems lack the streamlined workflows and automated risk assessment tools needed to efficiently serve this market segment. This results in higher operational costs and slower loan disbursement times for lenders.
Solution
FinBiz Technologies offers a white-label loan management software designed to streamline the entire lending lifecycle for micro and small enterprises. The platform provides modules for loan origination, customer relationship management (CRM), customer registration, and comprehensive loan management. It incorporates a scoring system and risk management tools to automate credit assessment and improve decision-making. The system also includes modules for wallet management, accounting, and clearing, providing a complete end-to-end solution for lenders.
Target Audience
The primary target audience includes microfinance institutions, small and medium-sized banks, and alternative lenders focused on providing financial services to micro and small enterprises.
Features
- Loan origination module to manage credit applications, assessments, approvals/rejections, and applicant communication.
- CRM module to manage customer information, interactions, and notifications related to collections and financial transactions.
- Customer origination module to manage customer registration, data collection, AML, and KYC processes.
- Loan management module to track due dates, repayments, and delays, with self-service capabilities for customers to access real-time credit information.
- Wallet module to manage customer funds stored in segregated bank accounts for credit repayment or investment purposes.
- Accounting module to generate accounting transactions from parameterized system events and reconcile business data with accounting data, producing accounting reports.
- Clearing module to handle the process of receiving and sending money to and from customers.