Finaktiva provides a centralized financial management platform that integrates electronic invoicing, bank accounts, and accounting data to optimize cash flow for SMEs in Colombia. The platform enables real-time visibility of accounts receivable and payable, streamlining supplier payments and improving liquidity through access to multi-bank financing solutions.
Funding
$61.2M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.


Founders
Product
Problem
Small and medium-sized enterprises (SMEs) in Colombia often struggle with inefficient financial management due to fragmented systems for electronic invoicing, banking, and accounting. This lack of integration leads to poor visibility of cash flow, difficulties in managing supplier payments, and limited access to financing options.
Solution
Finaktiva offers a centralized financial management platform designed to provide SMEs with a comprehensive view of their financial operations. The platform integrates electronic invoicing, bank accounts, and accounting data, enabling real-time monitoring of accounts receivable and payable. By consolidating financial information, Finaktiva streamlines supplier payments, optimizes cash flow, and facilitates access to multi-bank financing solutions, including supply chain finance and international factoring. The platform connects directly with existing ERP systems to automate processes and reduce operational burdens, allowing businesses to improve treasury returns and overall financial health.
Target Audience
Finaktiva primarily serves SMEs in Colombia seeking to improve their financial management, optimize cash flow, and access diverse financing options.
Features
- 360-degree financial overview with real-time data consolidation from electronic invoices, bank accounts, and accounting systems
- Centralized management of supplier payments across multiple bank accounts
- Supply chain finance solutions to optimize working capital cycles through multi-bank financing
- International factoring for exporters to improve liquidity by accelerating international invoice payments
- Integration with existing ERP systems for automated data synchronization and streamlined workflows
- Access to a business community for networking and educational content