Fidel provides a unified API that aggregates near‑real‑time card transaction data from major card networks and payment processors into a single, standardized schema. The platform delivers transaction streams via webhooks or REST endpoints, enabling merchants, fintechs, and analytics providers to enrich user profiles, automate workflows, and generate accurate financial reports without building custom integrations.
Funding
$65.1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
6OFounders
Product
Problem
Businesses that need detailed, real‑time visibility into card transaction data often rely on fragmented reporting from multiple payment processors, making it difficult to reconcile sales, detect fraud, and automate financial workflows.
Solution
Fidel offers a unified API that aggregates transaction information from major card networks and payment providers, delivering standardized, near‑real‑time data to merchants, fintechs, and analytics platforms. The service normalizes fields such as amount, currency, merchant location, and card metadata, enabling downstream applications to enrich user profiles, trigger automated actions, and generate accurate financial reports. By handling authentication, data enrichment, and compliance, Fidel reduces the engineering effort required to integrate disparate payment sources. Clients can query transaction streams via webhooks or REST endpoints, ensuring they receive up‑to‑date insights without building custom integrations for each processor. The platform also includes tools for data validation and error handling, helping users maintain high data quality and reliability.
Target Audience
Primary customers are e‑commerce merchants, fintech platforms, and financial analytics providers that require granular, timely transaction data to power services such as expense management, loyalty programs, and fraud detection.
Features
- Single API endpoint that consolidates transaction data from multiple card schemes and payment processors
- Real‑time webhook notifications for new transactions and status updates
- Standardized data schema with enriched fields (merchant details, geolocation, card metadata)
- Built‑in compliance and security controls for handling sensitive payment information
- Dashboard for monitoring API usage, data health, and transaction volumes
- SDKs and client libraries for easy integration into web, mobile, and server applications