Fetch Pet Insurance provides comprehensive annual health coverage for pets, up to $30,000, with direct payment to veterinary clinics. Their mobile app offers 24/7 vet support and expedited claims processing, simplifying pet healthcare decisions.
Funding
$3.2M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Pet owners face significant financial burdens when unexpected illnesses or injuries require veterinary care, as traditional pet insurance can be complex and claims processing slow. This often leads to difficult decisions regarding treatment based on cost rather than medical necessity.
Solution
Fetch Pet Insurance offers a streamlined pet health coverage solution designed for clarity and efficiency. The company provides comprehensive annual coverage up to $30,000, with a key differentiator being direct payment to veterinary clinics, simplifying the claims process for pet owners. Their mobile application serves as a central hub for policy management, enabling users to access 24/7 veterinary support and expedite claims by skipping waiting periods and obtaining pre-approvals. Fetch aims to demystify pet insurance by covering a broad spectrum of conditions, including hereditary ones, and offering transparent policy terms.
Target Audience
The primary target audience includes pet owners seeking comprehensive and transparent health insurance for their dogs and cats, particularly those who value a simplified claims process and readily available veterinary support.
Features
- Annual coverage limits of up to $30,000 with no per-condition sub-limits.
- Direct payment functionality to veterinary clinics to reduce out-of-pocket expenses for policyholders.
- Mobile application providing 24/7 access to veterinary professionals for consultations and support.
- Feature to skip standard waiting periods for injuries (2 days) and illnesses (30 days) through an in-app health assessment.
- "Fast Claims" process that includes upfront assessment of pre-existing conditions and priority claim processing.
- Coverage for all conditions, including hereditary and congenital conditions, provided they are not pre-existing.
- Inclusion of behavioral therapy, physiotherapy, and dental treatments within policy coverage.
- Monthly subscription model with the ability to cancel at any time without penalty.
- Vet portal for veterinary professionals to manage pre-approvals and claims efficiently.