Face Card provides an AI‑powered assistant that lets freelancers and boutique agencies create and send compliant invoices via iMessage, WhatsApp and other messaging apps, automatically generating PDF invoices with an embedded instant‑pay link. The platform handles payment processing through PCI‑DSS gateways, delivers real‑time settlement notifications, and stores all data with end‑to‑end encryption.
Funding
Funding not disclosed
Founders
Product
Problem
Freelance service providers and small agencies often rely on manual invoicing workflows and extended payment terms (e.g., Net 90), which delay cash flow and increase administrative overhead. Coordinating invoice delivery across messaging platforms adds friction and can lead to missed or late payments.
Solution
Face Card offers an AI‑driven assistant that lets professionals generate and send invoices directly through popular messaging apps such as iMessage and WhatsApp. Users simply text a command, and the system creates a compliant invoice, emails it to the client, and attaches an instant‑pay link that enables immediate settlement. The platform’s natural‑language processing interprets user intent, automates payment reconciliation, and notifies both parties when funds are received, eliminating the need for separate invoicing software or lengthy payment cycles. All transactions are processed through secure, PCI‑compliant payment gateways, and data is stored with end‑to‑end encryption to meet financial‑service regulations.
Target Audience
The primary customers are freelancers, independent consultants, and boutique agencies that bill clients for project‑based services and need a fast, mobile‑first invoicing solution.
Features
- AI‑powered natural language interface for creating invoices via plain‑text messages in iMessage or WhatsApp
- Automatic generation of PDF invoices with customizable line items and branding, delivered to the client’s email inbox
- Embedded instant‑pay button that supports major credit/debit cards and ACH transfers, enabling funds to be captured in seconds
- Real‑time payment status notifications sent back to the sender’s messaging thread, reducing follow‑up effort
- Secure payment processing through PCI‑DSS compliant gateways with tokenized card data storage
- End‑to‑end encryption of all message and transaction data, complying with financial‑service regulations
- Dashboard API for agencies to monitor invoice volume, payment timelines, and cash‑flow metrics across multiple users