The startup provides an English‑language mortgage brokerage platform for expatriates buying homes in the Netherlands. It aggregates real‑time rates from over 30 Dutch and international lenders, matches borrowers with lenders that accept temporary contracts, foreign income, or limited Dutch credit history, and handles the full application process from document collection to loan submission. Users receive a single, transparent offer package, reducing approval time to 2–3 weeks.
Funding
Funding not disclosed
Founders
Product
Problem
Expats in the Netherlands often cannot secure a mortgage because Dutch lenders require local income documentation, permanent contracts, and Dutch‑language paperwork, while the housing market moves quickly and information on suitable loan products is fragmented.
Solution
The platform operates as a mortgage brokerage that aggregates rates and terms from more than 30 Dutch and international lenders. It matches expatriate borrowers—whether on temporary contracts, with foreign income, or limited Dutch credit history—to lenders that accept those profiles. All interactions, including rate comparison, eligibility checks, and loan calculations, are presented in clear English. The service manages document collection, application submission, and bank communication on behalf of the client, accelerating the approval timeline to a typical 2–3 weeks. Clients receive a single, consolidated offer package with transparent fee disclosures, enabling them to make an informed decision without navigating multiple lender portals.
Target Audience
The primary customers are expatriate professionals, families, and relocation consultants seeking to purchase residential property in the Netherlands, especially those on temporary contracts or with income sourced abroad.
Features
- Automated rate‑comparison engine pulling real‑time interest rates, fees, and eligibility criteria from 30+ Dutch and international mortgage providers.
- English‑language advisory dashboard that explains loan terms, tax implications, and regulatory requirements in plain language.
- Tailored lender‑matching algorithm that flags institutions willing to accept temporary contracts, foreign income, and non‑resident status.
- Integrated mortgage calculator that incorporates purchase price, down‑payment, energy rating, and renovation budgets to estimate borrowing capacity.
- End‑to‑end application workflow: digital document upload, automated compliance checks, and direct submission to selected lenders.
- Dedicated loan‑officer liaison handling bank negotiations, bid support, and coordination of the notary signing process.
- Secure, GDPR‑compliant data storage with role‑based access and encrypted transmission of personal and financial documents.
- Transparent pricing model displayed upfront, with no hidden commissions or surprise fees.