Esketit is a platform that enables individuals to invest in consumer loans starting from €10, offering an average return of 11% through a diversified portfolio of loan types. By providing transparent access to consumer lending opportunities, Esketit addresses the challenge of generating passive income for investors in a low-interest-rate environment.
Funding
Funding not disclosed
Founders
Product
Problem
Many individuals seek opportunities to generate passive income but face challenges in accessing diverse investment options, especially in low-interest-rate environments. Traditional investment avenues may not provide the desired returns or may require significant capital, limiting accessibility for smaller investors.
Solution
Esketit is a platform that enables individuals to invest in consumer loans, providing access to an alternative asset class with the potential for higher returns. Investors can start with as little as €10 and build a diversified portfolio across various loan types and geographies. The platform emphasizes transparency by disclosing key performance indicators, regulatory policies, and financial reports, fostering trust and informed decision-making. Esketit's loan originators offer a range of loan products, including unsecured online consumer loans, installment loans, offline branch-based loans, and business loans, allowing investors to diversify their risk.
Target Audience
Esketit targets individuals seeking passive income opportunities and looking to diversify their investment portfolios with alternative assets like consumer loans.
Features
- Investments starting from €10, enabling broad accessibility.
- Diversified portfolio options across various loan types and geographical locations.
- Transparent disclosure of operational KPIs, regulatory policies, and financial reports.
- Loan originators offering unsecured online consumer loans, installment loans, offline branch-based loans, and business loans.
- Average interest rate of 12.03%.