ERM Pilot
ERM Pilot provides an AI-native enterprise risk management platform that unifies risk, compliance, policies, internal audit, vendors, findings, and board reporting in a single system. Built specifically for community banks and credit unions, its AI automatically maps regulatory changes to affected policies and controls, surfaces complaint trends, and flags overdue corrective actions. The platform maintains an examiner-ready audit trail aligned with FDIC, NCUA, and FFIEC expectations.
- Artificial Intelligence
- Enterprise Software
- Financial Technology
- Regulatory & Compliance Technology
- Software Only
Funding
Founders
Product
Problem
Financial institutions often rely on fragmented spreadsheets and manual processes to manage enterprise risk, compliance, policies, internal audits, vendors, and board reporting. This assembly burden consumes significant team time survival and creates gaps where regulatory changes go unmapped, corrective actions stall, and emerging risks go unnoticed until examiners find them.
Solution
ERM Pilot consolidates all risk management disciplines—including risk, controls, compliance, policies, internal audits, vendors, findings, cyber, incidents, and continuity—into one AI-native platform. Rather than functioning as a simple chatbot, the platform's AI performs substantive work by automatically mapping new regulations to affected policies, procedures, controls, and assessments. The AI also analyzes complaint and incident data to reveal cross-departmental trends that typically go unnoticed in spreadsheets, while proactively flagging stalled actions or unowned findings before they become repeat audit findings. Every assessment, policy change, and corrective action is timestamped and recorded, creating an examiner-ready audit trail that supports regulatory defensibility.
Target Audience
Primary customers are community banks and credit unions needing to meet federal examiner expectations, along with their risk management, compliance, and internal audit teams.
Features
- Integrated modules covering risk, compliance, policies, internal audit, findings, vendors, cyber, incidents, continuity, and board reporting in one platform
- AI-driven regulatory change mapping that automatically connects new regulations to affected policies, procedures, controls, and assessments
- Automated trend analysis surfacing complaint and incident patterns across departments
- Proactive flagging of overdue corrective actions and unowned findings before they escalate
- Timestamped audit trail for every assessment, policy change, and corrective action, purpose-built for FDIC, NCUA, and FFIEC examination expectations