EQ Financial provides businesses with wholesale foreign exchange rates through a transparent, fixed‑markup model, routing transactions via the cheapest and fastest rails—including traditional banking channels, stablecoin pools, and exchanges—to achieve T+0 settlement. Their platform scans global liquidity in milliseconds, dynamically selects the optimal path, and offers API integration for neo‑banks and corporate treasurers, delivering up to 80% cost savings compared with conventional FX providers.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses often rely on traditional foreign exchange providers that quote opaque rates with hidden fees and slow settlement, making it difficult for treasurers and neo‑banks to obtain true wholesale pricing and execute same‑day FX transactions at any volume.
Solution
EQ Financial offers an API‑driven wholesale FX platform that discovers the best institutional rate by scanning liquidity across traditional banking rails, stablecoin pools, and exchanges in real time. The engine dynamically routes each transaction through the cheapest path, bypassing costly intermediaries, and settles instantly via regulated banking partners to achieve T+0 delivery. Pricing is presented with a fixed, transparent markup, so the total cost is known upfront and does not change during execution. The solution integrates with corporate treasury systems or neo‑bank infrastructures using a few lines of code, providing real‑time rates, instant settlement, and full traceability.
Target Audience
Primary customers are corporate treasury departments and neo‑bank platforms that need wholesale FX rates, instant settlement, and seamless API integration for any transaction volume.
Features
- Global liquidity discovery engine that accesses banking rails, crypto stablecoin pools, and exchange markets within milliseconds
- Dynamic smart routing that selects the optimal combination of traditional and digital liquidity sources for each trade
- Fixed, transparent markup applied to real‑time institutional rates (glass‑box pricing)
- Same‑day, T+0 settlement through regulated local banking partners with end‑to‑end transaction tracking
- API integration designed for treasurers and neo‑banks, requiring only minimal code to embed real‑time FX pricing and execution