Envelop Risk offers a data‑driven underwriting platform that uses proprietary AI models, extensive cyber data, and real‑time threat intelligence to estimate both attritional and catastrophic losses. Its CyberTooth system and white‑label partnership platforms provide dynamic risk forecasts, capital management tools, and analytics for treaty reinsurance, ILS structures, and primary cyber product design, helping insurers and investors price, transfer, and diversify emerging risk portfolios.
Funding
$129.8M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
SVFounders
Product
Problem
Insurance companies and capital partners face difficulty quantifying and managing cyber and other emerging risks due to limited data, static modeling approaches, and a lack of integrated underwriting tools. This hampers their ability to price, transfer, and diversify risk efficiently in a rapidly evolving threat landscape.
Solution
Envelop Risk provides a data‑driven underwriting platform that combines proprietary AI models, the largest cyber‑related data set, and continuous threat intelligence to estimate attritional and catastrophic losses. Their CyberTooth system delivers dynamic risk forecasts and capital management tools for treaty reinsurance, ILS structures, and primary cyber product design. The firm also offers white‑label partnership platforms, capital‑market gateways, and custom analytics services to help insurers and investors access, price, and diversify cyber risk portfolios. By integrating human expertise with advanced analytics, Envelop enables more accurate pricing, faster underwriting, and transparent risk transfer across reinsurance and capital markets.
Target Audience
Primary customers are reinsurance carriers, primary insurers, and capital‑market investors seeking to underwrite, transfer, or invest in cyber and emerging risk portfolios.
Features
- CyberTooth: proprietary AI‑powered risk estimation and capital management system for dynamic loss forecasting
- Augmented underwriting workflow that blends underwriter experience, cyber threat intelligence, and data‑science models
- Continuous in‑house cyber threat intelligence feeding real‑time risk assessments and model updates
- Flexible reinsurance structures (proportional, non‑proportional, bespoke programs) and ILS product development
- Cyber Partnership Platforms offering quota‑share capacity, portfolio analytics, product design, and technical support for new and existing cyber lines
- Envelop Capital Markets services that package cyber risk into high‑yield excess‑of‑loss and premium‑leverage investment strategies for institutional investors
- Custom analytics, modeling support, and automation services to enhance insurers’ internal underwriting and operational efficiency