Enos provides a unified platform that lets businesses in the Global South accept, move, and eventually hold money across borders. Its AI‑enhanced stack combines e‑commerce checkout, payment links, and local payment methods with a routing engine that optimizes for speed, cost, and compliance, supporting corridors such as the Philippines, UAE, and Hong Kong.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses that operate across multiple countries, especially in the Global South, often need separate solutions for online checkout, cross‑border payments, and cash management. This fragmentation leads to higher transaction costs, slower settlement, and complex compliance requirements.
Solution
Enos delivers a single financial operating system that combines e‑commerce checkout, payment links, and local payment methods with a cross‑border payment network and, in the near term, global account capabilities. An AI‑driven routing engine automatically selects the fastest, cheapest, and most compliant path for each transaction, whether it is a supplier payment, payroll, or multi‑entity onboarding. By unifying acceptance, movement, and (soon) holding of funds in one stack, Enos reduces integration overhead and streamlines treasury operations for businesses expanding internationally.
Target Audience
Primary customers are mid‑size and enterprise businesses that sell internationally and need to manage supplier payments, payroll, and multi‑entity operations, particularly those active in the Global South trade corridors.
Features
- Integrated e‑commerce checkout and payment‑link tools that support local payment methods in each market
- AI routing engine that optimizes each payment for speed, cost, or compliance based on transaction type
- Cross‑border transfer network focused on high‑volume South‑South corridors such as Philippines‑UAE and Hong Kong‑Philippines
- Automated KYB completion for multi‑entity merchant onboarding
- Upcoming global account product that will allow businesses to receive, hold, and spend funds in multiple currencies
- Single API and dashboard for managing acceptance, payouts, and future account balances