EFY Finance
EFY Finance provides a unified multi-currency platform that lets businesses in Latin America receive, send, and convert money across 19 countries and 12+ currencies from a single account. The platform connects to multiple payment rails, enabling instant conversions with transparent fees and settlement from 4 hours without banking window restrictions. Users can manage their entire treasury in one dashboard, pay multiple beneficiaries in different currencies through a single batch file, and enforce dual-signature approvals for security.
- Financial Technology
- Blockchain & Cryptocurrency
- Software Only
Funding
Funding not disclosed
across 1 round
Founders
Founder details are not available yet.
Product
Problem
Businesses operating across borders face fragmented payment infrastructure, requiring multiple banking relationships to manage receivables, payables, and currency conversions. This fragmentation creates operational complexity, opaque exchange rates, and delays tied to banking windows, making treasury management inefficient and costly.
Solution
EFY Finance provides a unified multi-currency platform that lets businesses receive, send, and convert money across 19 countries and 12+ currencies from a single account. The platform connects to multiple payment rails, enabling instant conversions with transparent fees and settlement from 4 hours without banking window restrictions. Users can manage their entire treasury in one dashboard, pay multiple beneficiaries in different currencies through a single batch file, and enforce dual-signature approvals for security. The platform also offers a virtual card for spending and real-time market data for digital assets.
Target Audience
Primary customers are small and medium-sized businesses in Latin America that need to manage cross-border payments, pay international suppliers and employees, and convert between local and digital currencies.
Features
- Multi-currency accounts supporting 12+ currencies across 19 markets with local payment rails including PIX
- Transparent conversion rates shown before confirmation, with settlement from 4 hours on TRC-20 and ERC-20 networks
- Batch payment processing via CSV upload supporting multiple currencies and beneficiaries in a single approval flow
- Dual-signature (2-of-2) approval mechanism for payment security
- Virtual card with spending limits, category tracking, and weekly activity summaries
- Real-time digital asset market dashboard with 14 activatable assets and 22 additional market listings
- Single API/integration point connecting to all payment rails across operating markets