EasyFi Network
Website unreachable since Oct 17, 2026
EasyFi Network operates a multi-chain Layer 2 money market protocol that enables lending, borrowing, and farming across Polygon, BSC, and Ethereum at reduced costs and faster speeds. The platform offers collateralized, uncollateralized, and undercollateralized lending options, with proprietary TrustScore algorithms powering credit evaluation for zero-collateral loans.
- Blockchain & Cryptocurrency
- Financial Technology
- Web3 & NFTs
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
Traditional DeFi lending platforms often suffer from high transaction fees and slow speeds on Layer 1 networks, limiting accessibility and liquidity deployment. Additionally, borrowers face rigid collateral requirements, and lenders lack flexible tools to manage risk, while users are often restricted to a narrow set of asset types for lending and farming.
Solution
EasyFi provides a universal Layer 2 lending protocol that accelerates liquidity deployment across multiple chains including Polygon, Ethereum, and BSC, offering remarkably low costs and fast transaction speeds. The platform supports diverse lending options, including collateralized lending with contemporary assets, uncollateralized lending via proprietary TrustScore algorithms, and undercollateralized lending using a Web 3.0 identity layer. Users can also lend and borrow against staked derivatives without losing staking rewards, access tokenized equities and commodities markets, and take loans against digital precious metals. The protocol includes structured financial products like credit delegation and credit default swaps to enable risk mitigation and premium yields. Additionally, EasyFi provides multiple farming modules for staking and yield generation, along with gasless meta transactions for frictionless onboarding.
Target Audience
Primary users are DeFi participants including liquidity providers, lenders, and borrowers seeking efficient multi-chain money markets, as well as institutional users looking for structured lending products and tokenized asset exposure.
Features
- Multi-chain Layer 2 money market protocol live on Polygon, BSC, Ethereum, and more, offering fastest transactions at lower costs
- Gasless meta transactions enabling frictionless user onboarding with no gas fees
- Collateralized lending markets supporting contemporary asset types as collateral
- Uncollateralized lending powered by proprietary TrustScore algorithms for privacy-preserved borrower evaluation
- Staked derivatives support allowing users to lend and borrow against staked assets while retaining staking rewards
- Structured financial products including Credit Delegation and Credit Default Swaps to convert loans into tradable instruments