Dvara Solutions offers Perdix, a modular cloud‑native platform that unifies customer onboarding, loan origination, underwriting, servicing, and reporting for banks and NBFCs. By using a common data model and API‑first architecture, the suite provides real‑time data consistency, automated compliance checks, and integrated analytics while meeting ISO/IEC 27001:2022 security standards.
Funding
Funding not disclosed
Founders
Product
Problem
Financial institutions often manage lending operations with disparate, manual processes and siloed systems, leading to inefficiencies, data inconsistencies, and higher operational risk. Compliance and reporting requirements add further complexity, making it difficult to achieve end‑to‑end visibility across the loan lifecycle.
Solution
Dvara Solutions delivers the Perdix platform—a modular, cloud‑native suite that unifies customer onboarding, loan origination, underwriting, servicing, and reporting within a single integrated environment. Each module—such as Customer Management, Loan Origination, Loan Management, BI & Reporting, Audit Management, and Legal Management—shares a common data model and workflow engine, enabling real‑time data consistency and automated compliance checks. The platform’s API‑first design supports seamless integration with third‑party services and legacy core banking systems, while built‑in security controls meet ISO/IEC 27001:2022 standards. This end‑to‑end solution reduces manual effort, accelerates loan processing, and provides actionable insights for better risk management.
Target Audience
Primary customers are banks, non‑bank financial companies (NBFCs), and other lending institutions seeking a comprehensive, secure digital workflow for loan processing and management.
Features
- Customer Management System for unified client profiles and interaction tracking
- Loan Origination System with automated credit scoring, document capture, and workflow routing
- Loan Management System for servicing, repayment scheduling, and delinquency handling
- BI and Reporting System delivering real‑time dashboards, analytics, and regulatory reports
- Audit Management System that logs actions, enforces role‑based access, and supports audit trails
- Legal Management System for contract generation, e‑signatures, and compliance monitoring
- Self‑Service Customer App enabling borrowers to apply, track status, and make payments online
- Platform Services providing API integration, scalability, and multi‑tenant deployment