DrCash provides a financing platform that allows patients to pay for medical, aesthetic, and dental procedures in installments of up to 24 months via bank slips, with interest rates starting at 0.87%. This service addresses the issue of patients lacking credit cards or sufficient credit limits, enabling them to access necessary treatments without immediate financial burden.
Funding
$6.7M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many patients in Brazil cannot afford medical, aesthetic, and dental procedures due to a lack of credit cards or insufficient credit limits, preventing them from accessing necessary healthcare treatments. This financial barrier limits access to procedures not covered by health insurance, impacting patient well-being and clinic revenues.
Solution
DrCash provides a financing platform that enables patients to pay for medical, aesthetic, dental, and veterinary procedures in installments via bank slips (boletos). Clinics receive payment within 48 hours after the procedure, while patients can spread the cost over up to 24 months with interest rates starting at 0.87%. The platform analyzes a patient's credit and personal information to determine approval, and upon approval, sends a contract via SMS for signature, allowing clinics to proceed with the treatment.
Target Audience
The primary target audience includes patients in Brazil seeking financing options for medical, aesthetic, dental, and veterinary procedures, as well as clinics looking to offer payment plans to attract more patients.
Features
- Installment payments for procedures ranging from R$500 to R$30,000
- Payment terms up to 24 months via bank slips
- Credit analysis system for patient approval
- SMS contract delivery and signature process
- Payment to clinics within 48 hours of procedure completion
- Interest rates starting at 0.87%