Provides a cross-border e-commerce financial platform that integrates SaaS and API technologies to offer multi-currency financing, insurance, and payment solutions tailored for online sellers and financial institutions. By leveraging digital asset evaluation models and secure transaction technologies, it addresses funding gaps and risk management challenges faced by cross-border e-commerce businesses, enabling faster capital access and operational efficiency.
Funding
Funding not disclosed
CMFounders
Product
Problem
Cross-border e-commerce sellers face challenges in accessing adequate financing and managing risks due to the complexities of international transactions and varying financial regulations. Traditional financial institutions often struggle to accurately assess the creditworthiness of these businesses, leading to funding gaps and hindering operational efficiency.
Solution
Dowsure provides a digital API platform that connects cross-border e-commerce sellers with financial institutions, offering tailored financing, insurance, and payment solutions. By leveraging digital asset evaluation models (DVA™) and secure transaction technologies like Dual Account Locking (DAL™) and Credit Payment Network (CPN™), Dowsure enables faster access to capital, improved risk management, and streamlined operations. The platform empowers banks and other financial service providers to offer customized products to online merchants, facilitating growth and stability in the global marketplace.
Target Audience
Dowsure primarily serves cross-border e-commerce sellers on platforms like Amazon, eBay, and Walmart, as well as banks and financial institutions seeking to expand their reach in the cross-border e-commerce market.
Features
- Digital asset evaluation model (DVA™) for assessing creditworthiness based on e-commerce store data
- Dual Account Locking (DAL™) technology to secure funds and mitigate repayment risks
- Credit Payment Network (CPN™) for efficient digital credit exchanges
- Cross-border e-commerce loans in RMB and USD with credit limits up to $10 million and interest rates as low as 6%
- One-stop SaaS service for financial institutions, including credit product design, application process, and risk control
- API integration for secure and anonymized data retrieval from international e-commerce platforms
- Digital onboarding for easy application and BOSS SaaS system for efficient management
- Partnerships with platforms like Amazon and Walmart to provide tailored financing solutions