Doconomy offers a modular platform that enables banks to embed climate‑focused financial products into their digital channels. Its Impact Transactions module provides real‑time CO₂e calculations for each spend, while Impact Finance delivers goal‑based savings accounts that link financial targets to measurable climate outcomes, using behavioral science to boost user engagement and financial wellbeing.
Funding
$88.9M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many banks struggle to engage customers on climate issues because they lack transparent, easy-to-use tools that connect everyday financial activities with measurable environmental impact. Without such solutions, customers cannot see how their spending or savings choices affect carbon emissions, limiting the bank’s ability to promote sustainable behavior and differentiate its services.
Solution
Doconomy provides a modular platform that equips banks with climate‑focused financial products. The Impact Transactions module quantifies the CO₂e footprint of each transaction, turning spending data into actionable environmental insights. The Impact Finance solution offers goal‑based savings accounts that encourage sustainable behavior while improving users’ financial wellbeing. Both products are built on behavioral, psychological, and neuroscience research to boost digital engagement and help banks position themselves as facilitators of climate action. The platform integrates via APIs, allowing banks to embed these features into existing digital channels and deliver real‑time impact reporting to customers.
Target Audience
Primary customers are retail and digital banks seeking to add climate‑focused services to their product suites and enhance customer engagement through sustainability features.
Features
- Real‑time CO₂e calculation for individual transactions, providing transparent carbon footprints to end‑users
- Goal‑oriented savings accounts that link financial targets with measurable climate outcomes
- Behavioral‑science‑driven design to increase user engagement and promote sustainable financial habits
- Modular API architecture enabling banks to customize and combine impact transactions and impact finance within their own apps
- Dashboard and reporting tools for banks to monitor aggregate impact metrics and communicate results to customers
- Compatibility with existing banking infrastructure, allowing seamless integration without major system overhauls