Divigent provides a non‑custodial treasury layer for x402 agent wallets on Base, automatically maintaining an adaptive USDC reserve that matches recent spending patterns while deploying surplus funds into audited yield venues such as Aave V3 and Morpho Prime.
Funding
Funding not disclosed
Founders
Product
Problem
Developers of x402 agent wallets on Base need a way to keep enough USDC liquid for immediate payments while also earning yield on idle funds, without exposing the wallet to custodial risk or complex treasury management.
Solution
Divigent offers a non‑custodial treasury layer that attaches to x402 agent wallets, automatically maintaining an adaptive USDC reserve sized to recent spending patterns. Surplus USDC is deployed into audited Base yield venues such as Aave V3 and Morpho Prime, while a spike‑proof oracle smooths rate data to prevent abrupt capital moves. Continuous venue health monitoring ensures funds are withdrawn from paused or stressed protocols before the agent is affected. All smart contracts are audited, providing transparent, auditable accounting for each wallet’s claim on the generated yield.
Target Audience
Primary users are developers and operators of x402 agent wallets on the Base blockchain who require automated treasury management and yield generation without relinquishing custody.
Features
- Adaptive reserve algorithm that dynamically adjusts the liquid USDC buffer based on the agent’s payment cadence
- Spike‑proof oracle that aggregates 48 observations into a 4‑hour time‑weighted average to avoid reacting to short‑term APY spikes
- Venue health monitoring with automatic routing to healthy protocols, protecting capital from paused or stressed markets
- Non‑custodial architecture that keeps the agent wallet’s control while handling reserve and yield operations autonomously
- Audited smart contracts (Oak Security) with narrow admin surfaces and timelocked parameters for added security
- Integrated accounting token (dvUSDC) that records each wallet’s share of idle yield for transparent reporting