Divibank offers Divibank Pay, a payment orchestration platform for Brazilian merchants that aggregates multiple acquirers to boost approval rates and lower per‑transaction fees. The service provides automatic payment retentives, instant payment links, a unified checkout supporting card, PIX and boleto, real‑time analytics, and optional credit‑line advances on card receivables, with integrations via API and plugins for major e‑commerce platforms.
Funding
$8.2M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
8O+1Founders
Product
Problem
Many merchants in Brazil struggle with high transaction costs, low approval rates, and complex integration processes when accepting online payments, leading to lost sales and inefficient cash flow management.
Solution
Divibank provides a payment orchestration platform called Divibank Pay that aggregates multiple payment providers to increase transaction approval rates and reduce processing fees. The service includes automatic retentative attempts for failed payments, a fast link‑payment generator that works across channels such as WhatsApp, email, and social media, and a unified checkout supporting card, PIX, and boleto. Merchants can access real‑time dashboards and detailed reports to monitor sales, and the platform also offers credit‑line advances on card receivables, improving liquidity. Integration options include ready‑made plugins for WooCommerce, VTEX, Shopify, and a REST API for custom implementations.
Target Audience
Divibank targets small and medium‑size enterprises, online retailers, and service providers in Brazil that need a flexible, low‑cost solution for accepting digital payments and managing cash flow.
Features
- Automatic payment retentatives that route transactions through multiple acquirers to maximize approval
- Competitive per‑transaction processing fees with no upfront setup costs
- Instant payment links created in seconds, customizable with branding and usable without a website or POS device
- Unified checkout supporting card, PIX (including intelligent PIX), and boleto with optional installment plans
- API and plugins for major e‑commerce platforms (WooCommerce, VTEX, Shopify) enabling seamless integration
- Real‑time analytics dashboard and downloadable reports for sales monitoring and reconciliation
- Credit‑line advance service on card receivables to improve cash flow for businesses