About RCBC DiskarTech

DiskarTech is a mobile banking application that provides accessible financial services to unbanked and underserved populations. The app offers features such as savings accounts, micro-loans, and payment solutions, all accessible through a user-friendly mobile interface.

<problem> Many Filipinos, particularly those in underserved communities, lack access to formal banking services, hindering their ability to save, borrow, and manage their finances effectively. Traditional banking often involves cumbersome processes and physical branches, creating barriers for those with limited mobility or residing in remote areas. </problem> <solution> DiskarTech is a Taglish (Tagalog-English) financial super app that provides accessible and comprehensive digital financial services to Filipinos. The mobile application enables users to open savings accounts, apply for microloans, pay bills, purchase e-load, transfer funds, and access telemedicine and insurance products, all within a single platform. DiskarTech partners with various institutions to facilitate cash-in and cash-out transactions, expanding access to financial services beyond traditional bank branches. The app aims to promote financial inclusion by offering a user-friendly interface and a range of services tailored to the needs of the unbanked and underbanked population. </solution> <features> - Digital savings account opening with zero initial deposit and zero maintaining balance - Microloan applications with varying interest rates depending on the loan product - Bills payment for a wide range of billers, including utilities, telcos, and government services - E-load purchase for various mobile networks - Fund transfers to other DiskarTech users and other banks via InstaPay and PesoNet - Telemedicine access through a partnership with iDoc, offering non-emergency telehealth consultations - Insurance products with premiums starting as low as P20 - Rewards program offering cashback and discounts at partner merchants - QR code scanner for convenient payments - Government payment options - Income generation through user referrals - Cardless ATM withdrawals at RCBC ATMs </features> <target_audience> The primary target audience includes unbanked and underbanked Filipinos, particularly those in rural areas, low-income individuals, and those seeking convenient and accessible financial services through a mobile platform. </target_audience>

What does RCBC DiskarTech do?

Employees

7 employees

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RCBC DiskarTech

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Executive Summary

diskartech.ph 1K+

Funding

No funding information available.

Team (5+)

No team information available.

Company Description

Problem

Many Filipinos, particularly those in underserved communities, lack access to formal banking services, hindering their ability to save, borrow, and manage their finances effectively. Traditional banking often involves cumbersome processes and physical branches, creating barriers for those with limited mobility or residing in remote areas.

Solution

DiskarTech is a Taglish (Tagalog-English) financial super app that provides accessible and comprehensive digital financial services to Filipinos. The mobile application enables users to open savings accounts, apply for microloans, pay bills, purchase e-load, transfer funds, and access telemedicine and insurance products, all within a single platform. DiskarTech partners with various institutions to facilitate cash-in and cash-out transactions, expanding access to financial services beyond traditional bank branches. The app aims to promote financial inclusion by offering a user-friendly interface and a range of services tailored to the needs of the unbanked and underbanked population.

Features

Digital savings account opening with zero initial deposit and zero maintaining balance

Microloan applications with varying interest rates depending on the loan product

Bills payment for a wide range of billers, including utilities, telcos, and government services

E-load purchase for various mobile networks

Fund transfers to other DiskarTech users and other banks via InstaPay and PesoNet

Telemedicine access through a partnership with iDoc, offering non-emergency telehealth consultations

Insurance products with premiums starting as low as P20

Rewards program offering cashback and discounts at partner merchants

QR code scanner for convenient payments

Government payment options

Income generation through user referrals

Cardless ATM withdrawals at RCBC ATMs

Target Audience

The primary target audience includes unbanked and underbanked Filipinos, particularly those in rural areas, low-income individuals, and those seeking convenient and accessible financial services through a mobile platform.