Digitt Plus offers a digital financial services platform that enables mobile payments and peer-to-peer lending for underserved agricultural sectors. The platform enhances transaction efficiency and provides access to credit, addressing the financial inclusion gap faced by farmers and small businesses.
Funding
Funding not disclosed
Founders
Product
Problem
Many individuals and businesses in Pakistan, particularly in the agricultural sector, lack access to convenient and secure digital payment solutions, hindering financial inclusion and efficient transactions. Traditional banking methods can be cumbersome, especially for those in remote areas or with limited financial literacy.
Solution
Digitt Plus is a digital financial services platform and mobile wallet designed to provide accessible and secure payment solutions for individuals and businesses. The platform facilitates real-time digital account opening, enabling users to quickly onboard and access a range of financial services. Digitt Plus offers a suite of features including mobile payments, bill payments, mobile top-ups, and fund transfers, catering to diverse financial needs. The platform also uniquely positions itself towards the agri landscape of the country by serving farmers with their payment needs and giving them access to financial products.
Target Audience
Digitt Plus primarily targets individuals and businesses in Pakistan, with a specific focus on the agricultural sector and the unbanked population, seeking accessible and convenient digital financial services.
Features
- Real-time digital account opening using CNIC or NICOP card scan and selfie verification
- Mobile wallet for secure and convenient transactions
- Bill payment functionality for electricity, gas, water, and landline utilities
- Mobile top-up services for prepaid and postpaid mobile plans
- Multiple fund transfer options including Digitt+ transfer, bank transfer, wallet transfer, and Raast transfer
- Paypak debit card integration for universal payment acceptance
- Agri-focused financial products and services
- Integration with an app bazaar for additional services
- Customer support via call, WhatsApp, and email